Probably people want to invest their money in Banks and Postal savings, for secure purpose. But it is not secure for them. But they do not know their risk position. If anytime risk occurs in his life, he won't alive in his life, but his savings are not give more profit for his family.
But Insurance gives what they mentioned in bond, they give their money what they said.
Life is certain or uncertain?
And public not know of their Human Life Value.
HLV = yearly income x (age 60 - currant age)
Each and every one must take Term rider for his life time or take life time policy (Insurance).
call me 97 90 32 71 43.